Build Positive Payment History
Add eligible on-time rent payments to your credit history without opening another credit card or taking on another loan.
BUILD CREDIT WITH THE RENT YOU ALREADY PAY
Make Your Rent Count Toward Your Credit.
Your Rent Credit Booster helps verify and report eligible on-time rent payments to major credit bureaus, so the rent you’re already paying can help build positive credit history — without taking on new debt.
Up to 24 months of past rent • Ongoing reporting • On-time payments only
Eligibility and credit impact vary.
RENT VERIFIED
✓ Lease & payment confirmed
REPORTING ACTIVE
Monthly reporting enabled
Rent Reporting
ACTIVE
Your Rent History
JAN
✓
Reported
FEB
✓
Reported
MAR
✓
Reported
APR
✓
Reported
MAY
✓
Reported
JUN
⋯
Processing
5 Payments Reported
Your ongoing rent reporting is active
PAST RENT
Up to 24 months
eligible for reporting
RENT REPORTING DESIGNED TO WORK WITH MAJOR CREDIT BUREAUS
Experian
LOGO PENDING APPROVAL
Equifax
LOGO PENDING APPROVAL
TransUnion
LOGO PENDING APPROVAL
Secure verification • Positive payment reporting • Ongoing monthly reporting
Bureau coverage will be confirmed and displayed before enrollment.
YOU’RE ALREADY PAYING IT
Rent Is One of Your Biggest Monthly Payments. Make It Work Harder.
You may pay thousands of dollars in rent every year, but rent doesn’t always automatically appear as positive payment history on your credit report. Your Rent Credit Booster helps turn eligible on-time rent payments into credit history you can actually use.
Get Credit for Past Rent
Eligible renters may be able to report up to 24 months of previous rent payments from their current lease.
Keep Building Every Month
Once your rent is verified and reporting is active, eligible on-time payments can continue being reported month after month.
SIMPLE FROM START TO FINISH
Turn Your Rent Into Credit History in 3 Steps.
No complicated credit strategy. No new debt. Start with the payment you’re already making every month.
01
Create Your Account
Sign up and provide the basic information needed to start your rent-reporting enrollment.
Takes just a few minutes
02
Verify Your Lease & Rent
Securely verify your rental information and payment history. In some cases, landlord or property-manager verification may also be required.
Secure verification
03
Your Rent Gets Reported
Once eligible payments are verified, your on-time rent history is submitted for reporting and ongoing payments can continue to be reported each month.
Track status online
Past Rent History
24 MONTHS
Eligible on-time payment
UP TO 24 MONTHS
of eligible past rent
DON’T START FROM ZERO
Put Up to 24 Months of Past Rent to Work.
Been paying rent on time for a while?
Eligible payments from your current lease may be reportable for up to 24 months, giving your rental history a head start instead of beginning with just this month’s payment.
- Up to 24 months of eligible past payments
- Uses your existing rental history
- No need to wait two years to build history
Historical reporting availability depends on eligibility and verification.
POSITIVE RENT REPORTING
We Focus on the Payments You’re Making On Time.
Your Rent Credit Booster is designed around positive rent reporting. Eligible on-time rent payments are reported to help establish positive rental payment history.
No New Debt
You aren’t borrowing money just to build credit.
No New Credit Card
Use the rent payment already in your monthly budget.
Positive Payments
The service is centered on eligible on-time rent history.
MAY RENT
$1,850
✓ Paid On Time
Payment Verified
Lease and payment confirmed securely
Eligible for Reporting
On-time payment meets program criteria
Added to Rent History
Positive history submitted for reporting
Build Credit History for Whatever Comes Next.
Credit can affect important financial decisions throughout your life. Adding positive rent history gives you another way to strengthen your overall credit profile.
HOME
Prepare for Homeownership
Build a stronger credit history while you’re still renting.
AUTO
Plan for Your Next Vehicle
A stronger overall credit profile may help when seeking financing.
RENT
Your Next Apartment
Credit information can play a role in future rental applications.
FINANCIAL
More Financial Options
Healthy credit history can matter when applying for many types of financial products.
YOUR CREDIT PROFILE
Rent reporting active
Positive Payment History Added
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Adding eligible positive payment history can contribute additional information to your credit profile. Individual credit outcomes vary.
Illustrative example only. Credit impact varies by individual.
Rent History ✓
Payment Reported ✓
Rent reporting does not guarantee credit approval, loan terms, housing approval or a specific credit score.
Rent Reporting
• REPORTING ACTIVE
Reporting Status
✓ Active
Lease Status
✓ Verified
Previous Payments
18 reported
Monthly Timeline
J
A
S
O
N
D
J
F
M
A
M
J
June rent payment
Processing
Credit Profile
Rent history added
Illustrative — impact varies
YOUR RENT. YOUR PROGRESS.
Know Exactly Where Your Rent Reporting Stands.
No guessing whether your rent was verified or reported. Your member experience keeps your rent-reporting status organized in one place.
- ✓See your enrollment status
- ✓Track lease verification
- ✓View eligible rent history
- ✓Follow monthly reporting activity
- ✓Manage your membership
- ✓Access additional credit tools when available
BUILT WITH FINANCIAL DATA IN MIND
Your Personal Information Should Be Treated Like It Matters.
Rent reporting requires sensitive information, so the experience should be clear about what is collected, why it’s needed and how it’s protected.
Secure Technology
Sensitive rent-reporting information is processed using secure financial technology and protected workflows.
Only What’s Needed
The platform should minimize the sensitive information stored directly by Your Rent Credit Booster whenever possible.
Clear Permission
Customers should understand what information is being accessed and provide permission before information is used for rent reporting.
SIMPLE PRICING
One Membership. One Simple Goal.
Make the rent you’re already paying part of your credit-building strategy.
EVERYTHING YOU NEED TO START
RENT REPORTING MEMBERSHIP
$8.95 / month
No setup fee
- Ongoing rent reporting
- Up to 24 months of eligible past rent
- Positive/on-time payment reporting
- Secure lease verification
- Member reporting dashboard
- Reporting-status tracking
Subscription renews automatically until canceled. Full billing terms will be shown before enrollment.
Add Past Rent Reporting
Report up to 24 months of eligible past rent.
$49.95 one time
Rent
→
Verify
→
Report
Rent Reporting Without the Runaround.
SIMPLE
Easy to Understand
No confusing credit strategies or complicated financial products.
TRANSPARENT
Know What’s Happening
Track verification and reporting status from your account.
RENTER-FIRST
Built Around Renters
Use an expense you’re already paying instead of taking on another debt product.
Built to Give Renters More Credit for What They Already Do.
24
MONTHS
Eligible historical rent
MONTHLY
REPORTING
Ongoing rent reporting
ON-TIME
ONLY
Positive payment history
LANDLORDS & PROPERTY MANAGERS
Give On-Time Rent More Value for Your Residents.
Rent reporting can add a meaningful financial benefit to the resident experience while giving renters another reason to value consistent on-time payments.
RESIDENT BENEFIT
Rent Reporting Available
✓ Credit-building benefit
Questions About Rent Reporting?
Rent reporting adds eligible rental payment history to participating credit bureaus. This can create a rental tradeline on your credit report and add on-time payment history to your overall credit profile.
Yes, eligible renters may be able to report up to 24 months of past rent payments from the same current lease.
The rent-reporting program is designed to report eligible on-time, positive rent payments. Final program terms will be provided during enrollment.
Rent reporting adds eligible payment history to your credit file, but every consumer’s credit profile is different. We cannot guarantee a specific score increase or financial outcome.
No. Rent reporting uses eligible rent payments you’re already making rather than requiring you to take on a new loan.
Rental verification generally requires information such as your name, rental address and lease information. A copy of your lease and, in some cases, landlord or property-manager verification may also be required.
Eligible rent payments may be reported for up to 24 months from the same lease.
The platform uses secure financial technology to process rent-reporting information. Additional security and privacy details will always be available before you provide sensitive information.
Reporting coverage depends on the rent-reporting program and participating credit bureaus. The exact bureaus included with Your Rent Credit Booster will be clearly displayed before enrollment.
YOUR RENT ALREADY GETS PAID
Now Make It Count.
Turn eligible on-time rent payments into positive credit history and start getting more value from the payment you’re already making every month.
Start Reporting My RentGet started in just a few minutes.